Introduction
believe there are numerous employers of automatic insurance Yan deep understanding, and only an accident and car insurance Yan will be dealing with, but as a layman can not obtain a remove mind of the car landlords of water exactly how Paul Yan deep, how to deal with in array to chance the greatest beneficiaries of it? Do not anxiety, there are already many experienced and capable owners for us to amount up their experience, at the peak of we read the collection as a hedge on it, Moreover, this is a mutual vehicle owners will be capable to peruse car insurance Yan provisions to ensure that make you a better comprehending of auto insurance Yan and claims, Who is not? Paul Yan on the map to buy to save money and worry! Terms
Paul Yan Jing Xie (a) damage a vehicle third party liability Yan Yan VS
we first talk about the most major car damage responsible for Yan Yan and three. And three cars damaged Yan Yan is responsible for the elementary vehicle insurance Yan Yan, Yan basic compensation vehicle insured by the insured losses and Yan vehicles in use to a third party losses!
You probably think even the loss of vehicles caused by normal calamities, Paul Yan Zhao paid the wrong company! Words of the half, most of the losses caused by normal disasters are lost, merely only the same, except – Earthquake!
Case 1: If your car had the honor to be establishing in the earthquake hit it, ha ha … …
approach: Do not rush the earthquake is over for compensation, such as earthquake Ji-day re- apply for compensation.
the Yan state: probably due to the detaching of the wall caused by the earthquake, and finally fell in one day, smashed your car, remember: Do not say the earthquake of Xian.
Case 2: If your brakes in a car, the car’s windshield, causing things to fly a broken glass-li, you say? If you honestly
Paul Yan on the company, said: a joke.) do?
approach: ignore the fact that there are a number of things … …
out Yan statement: Do not mention you or by others in the towing vehicle towing, or whether you have responsibility for the accident, insurance companies will not pay Yan
Case 4: If you are an accident, breaking his own on the glass and no glass-li-li Yan, you will do to defend Yan’s claim?
not find folk on the glass-li Yan claims to OK? line, the absolute line! glass-li Yan name is: alone and broken glass-li Yan, refers to the use of parking and mar occasioned at the glass-li, and the accident caused damage to glass-Li Yan to be responsible because damage at car disbursement.
If you are not on the glass-li Yan, when you find yourself up in the a.m. of the automotive glass-li does not know which bastard is broke, how to do it?? Oh, the age tactics: when the brakes causing the car, but also provoke the brain The disaster! (remember to find a friend to about tall as a safeguard ah), if it is on the side of broken glass-li, said when his brain hit a good whirl, and Oh!
Case 5: If you The car crash, breaking a small light you how to do it?
find Paul Yan’s, he definitely does not pay you, then you thought it was make it? No, actually you probably want to lost, and lost money.
not understand it? tell you about every vehicle in 2500-5000 among all Xian (extra high-end cars will be more expensive), if you did not during the one-year engagement Yan claims, then you will get next annual when 10% of the insured NCD, this list that you do the math, if the claim quantity is too small, hey, so forget it, as a 10% deduct to reality.
Paul Yan Jing Xie terms of (b) Diuche – how to reduce losses to the lowest point?
vehicle parking and use of the process will inevitably lead people to have worry about things, which is the most cursed thing 丢车, but, if you do I say by Zhao, your losses will be reduced to a minimum.
remember ah, once Diuche, to do first What one thing? fear? wrong! car has been lost, which immediately find ah so easy, you too a morsel overestimating the ability of the Chinese police, or think about how to reduce the loss of it!
reduce losses? which then easy ah, the car is lost, how to hack ah? Do not forget, there is me !!!!
First, remember to look at their insurance Yan There is no single vehicle on the robbery Yan. What, no? that Do you think it bad luck, I find useless, and buy a bar!
If you get on the robbery Yan, first of all, I want to congratulate you, your losses can be minimized, but, be thoughtful ah! then you must do is Bijin your jaws, the sense of reading my post, otherwise you will repent it!
Case 1: Robbery Yan stipulates namely the assured person Yan loss of driving copyright, motorcar elemental receipt, certificate per traffic purchase surcharge of 0.5% perfect amplify in a deductible. lost car keys, the perfect addition of 5% deductible. These provisions in the warranty Yan unattached most light using the font color printing, do not believe, you can take a closer see at account, certainly in some inconspicuous edge can be base in this passage.
So whether you have a leftover opener was lost, or has been opened in your The car has run a key, please remember to forget this, or another … … 5% of the loss carry your own set up!
Case 2: If your car or pay parking mercantile repair mart in stolen insurance company liable for Yan you?
respond is: do not lose!! because these locations the responsibility of the vehicle are reserved in custody, due to the vehicle caused by unfit attention custodian damaged, lost, the administrator ought be responsible for Paul Yan company is not responsible for compensation.
Therefore, the correct way is to find a parking lot to claim, so every time I remember stopping a good parking fee collection receipts ah, though above the printed Whether lost, but according to our contract statute provisions of the contract on the format, which is unilaterally shirk their responsibilities! you may rest insistent bold opposition him well, Oh, give you a good newspaper has already been won such a case, so the principle of the case traced back, after the trial of cases can be to adjudicate this case by Zhao, ha ha!
Case 3: If, parking lot is open to your friends, or you from the side interrogate into the parking lot can not supply your car payment, you can consider a change Diuche site? Haha, I can not say what ah! you to go on her own.
Case 4: re- Yes, if you are a foreman, for some of the accounts of the problems and friends fall out, and your friend is a villain, he secretly stole your car, your surmise is he doing, You will find Paul Yan’s compensation do?
acquaint you, Paul Yan’s time to pay compensation because the provisions: persons insured Yan and others because of the civilian and economy discussions caused the vehicle was robbed, stolen for the liability exemption.
So you can forget your big economic disputes, reporting directly to the Public Security Bureau and the court, remember, do not say that out of your suspicion, otherwise you will pluck the economic issues came to China effective work of the Court rate, you probably get a cab within half a year to go out!
Case 5: If you bought a new car, on a full-Yan, but did not have time licensed Zhao (now the traffic control requirements: experience rear of 15 working days before the license plate seize), the Yan-Bao Xian company liable for it?
not responsible for compensation, because in the Yan, Paul Yan vehicle must have two conditions, one Paul Yan vehicles to the public security traffic management department issued driving permit or license plate, the second is within the essential period the public security traffic management department inspection, but generally by the public security department under the special accord to be issued the first number plate test after Paul Yan’s new family Vehicles may be responsible for the car damage responsible for Yan Yan and 3, so the dictate of robbery Yan 丢车 compensation is not effective, natural, and you can not get compensation.
emerge if you are not relied on the spunk to alteration about the time lost purchase a fashionable car even if given away! but nobody I can say ah!
Case 6: If your car regained, Paul Yan’s how to handle with compensation?
Paul Yan was robbery retake the vehicle, if the company has by far indemnity insurance Yan, the vehicle should be swept back to you, but the entire car was looted during the damage to vehicles or vehicle chapters, ancillary equipment, the reasonable price of lost needs to be repaired, Paul Yan company to pay compensation if the company has compensation insurance Yan, should also scan your vehicle, and to recover the corresponding compensation. If you do not want to recover the original car, the vehicle sweep all the rights and interests of the company Paul Yan.
Paul Yan Terms cultivated solution (C) at the peak of the break
crash, Paul Yan’s now lost? Of course, not at all times you carefully look at the hands of the compensation policy Disclaimer know, there are a lot of insurance companies do not lose Yan matter it, trying to minimize the loss, or come to me, ha ha!
Case 1: Suppose you are a newcomer, just take a car (of course, chances are the car rental ), on the road Lianju when to hit your brother, you know this car has three responsibilities Xian, you will find Paul Yan’s claim it?
Answer: If you go, you’re outrageous, Paul Yan company will hit you kicked out, why??
First, you need to understand what is the three responsible for Yan, full name: third party liability Yan.
So what is it third?
third are defined in the insurance Yan Yan people and people appearance of the insured, the vehicle for Paul Yan Bao Xian vehicle accident resulting in lower damage to persons or property under the victim in the car. popular third party is precluded from speaking four varieties of people: people that Paul Yan, Yan insured person, the car accident when the driver and their family members were Paul Yan’s family members.
now understand you as a driver at the time membership of your household impaired, Paul Yan is not lost, and well, you know how to do it! what? do not know? mad at me, do not hit variant driver on the end Well, truly , causing me to say what came out.
Case 2: If you were lucky enough to hit his car, and they are all your responsibility, the court sentenced you to compensation for your certify to pay compensations other economic losses, mental undergoing, harm residual damages … you how to knob it?? but also how, money it wants to!
wrong! wrong!
you should discuss each other’s families, and increase economic damages and injuries residual damages, damages to a minimum as far as possible the spirit, not of way the better.
why? you ask me why? This is not five horses for six sheep thing.
man, you are wrong afresh, Paul Xian is not complete and unconditional commitment to the company, caused anyone damages to the spirit of exclusion of liability, so the court regardless of whether the person should be insured Yan compensation for moral damages, insurance companies are not liable for Xian.
understand?? other insurance companies for you lose Yan, losses regardless of the spirit, so, prefer than to each other money, they should not promise the spirit of compensation, in short, generous insurance company’s money Bai Yan, Oh!
Case 3: If you crash and honor, and this back is not your responsibility, and the other party do not want to lose money, you can find Paul Yan’s claim it?
Answer: Yes, but you must 1st third-party claims, possible to win the company’s compensation insurance Yan, if you give up the right to third-party claims, and claims instantly to insurance companies Yan, Yan insurance company does not pay. because you give up the rights to a third party recovery, when also relinquished the company to protect Yan right to claim compensation.
So, remember, remember, we must first find each other lose, it is best to have the courts failed to enforce the testimony, then you can confidently find Paul Yan’s, leaving them neat up the mess go although, who them so much per year you received the Paul Yan fares it!
Case 4: remember there is a bad driver, under the directive of the police to help the police to intercept criminals who are fleeing, crashed into the murderers, the results two vehicles collided, and what a Cana, Paul Yan company will pay him do?
certainly ambition not do that, Paul Yan plainly written in terms of the driver of the to own a car repair:
So, if you do not have sufficient monetary competence, apt meditation almost before while the hero Oh!!!
Paul Yan Terms fine solution (4 ) claims – a must-read, because you’ve probably heard of
★ Paul Yan Case one: A friend lost car, has been entire Yan, detect Paul Yan’s claims, fail, Paul Yan enterprise exclusions reasons: to check Vehicle Administration, this car namely not daily.
Case Study: Paul Yan’s said and done, very reasonable, the provisions in insurance contracts but also according to Yan: Paul Yan eligible vehicles only take effect For not only as the vehicle failed inspection vehicles, even now no matter how useless your conservation, the outcome can only be lost pearly throw, Paul Yan also on the pearly on the back at the most cash amount insurance Yan
Case Conclusion: your car, be sure to timetable the annual inspection, have to not be afterward the extension, otherwise, a nice is a small matter, exclusions someone huge, this time even now third celebration losses caused by vehicle accidents, will likewise be your own duty, Paul Yan Bai buy!
case solution: time inspection, even if one day, neither night; if it happens, unfortunately, do not must remember to report swiftly, as presently as possible to spend money to make inspection programs procedures for reporting claims after Qi!
apologetic, just a explosion of dizziness, I did not talk? say is rubbish.
★ Paul Yan Case II: with the alike, the driver analyzed without production the memorandum, and you steer all the problems that occur, insurance companies are not responsible for compensation Yan reasons alike to the before example, without repeat.
★ Paul Yan Case 3: This is a Frequently Asked Questions: I just bought the car, not on the cards Zhao, Bao Xian is effective?
explanation: the vehicle out of Yan, Paul Yan vehicle must have 2 conditions, 1 vehicle insurance Yan public security traffic management ministry must have driving license or license plate published, the second is among the required duration the public security traffic management ministry inspection.
but the common provisions required by the special agreement on the first plate Paul Yan issued after the inspection of new vehicles could be responsible for vehicle damage responsibility Yan Yan and three, so when the car lost even if your fortune, hit the Han people still make do with your insurance company to withstand Yan, now clear to everybody!
★ Paul Yan claims that material principles: (because there are N people inquire this answer, so the answer in this attach)
hours Ji Bao Xian claims case
1, after the accident to come along to solve the traffic team:
penalty issued by the transport team single or mediation by the court, the decree can use these materials, absolutely so, Paul Yan’s certainly the way in green. repose guaranteed that claims agreeable
2, in the region of one chance of:
major accident: the serious damage a vehicle, or to open to traffic team proved very troublesome;
generally rub: the certificates to the residential property, as often suspected, generally quite bothersome;
Therefore, the best roads in the city on the Times report, or else … … tired you!
3, inferior accidents happened on the road, including stopping the rub
need to prove such a principle is: the first is involved three? involving third-party payment, or need to transport teams to prove.
episodes among the parties, such for a broken, you can clarify in the claim: accident third-party self-study, and then reproach the car damage claims in Xian, Paul Yan If your company open to traffic crew to testify that you got to bite the other let work, not to say that babies go through, Paul Yan’s generally not also seriously and you must agree to be certified, do not reprehend I did not warn you You go run, uncertain enough money to disburse the fuel money it!
4, most people back:
if hit by another car after the accident vehicle to escape, could not find serious cases is more trouble, through the traffic team to solve, you can recover by Paul Yan on benefit of the company.
not serious, it is best to determination the claims is to blame, but also on if the body in the claim, noted that there are other car paint stick, and hit instruction, must be justified, or you miserable!
finally prompt you: when a report must be reported within 48 hours, or they may be directly exclusions!! Remember, memorize, do not must say within 48 into a 48 ah!
end: in fact, naught of us do not want to find Paul Yan’s life, but many entities tough for us to do so, if one day triumph the lottery, and we own as far as possible by the above method lessen the loss, I wish this story has assisted riders, riders will forever have hope without incident
